Provides an overview of the ISO amendatory endorsements that are attached to each ISO homeowners form.

Coverage Territory under the BAP September 26, 2011 I have an insured that that will transport a vehicle from Puerto Rico to the mainland United States…

In Allen v. State Farm Mut. Auto Ins. Co., No. 253015, 2005 WL 2438520 (Mich. App. Oct. 4, 2005), a Michigan appeals court ruled that the joyriding…

Arbitration   Arbitration is a process of resolving disputes in which a neutral third party (the arbitrator) renders a decision after a hearing…

Claim of Material Fraudulent Misrepresentation Has to be Proven The insurer filed a declaratory judgment action against the driver, the driver's mother,…

Terms and Conditions September 21, 2011   Policy terms and conditions are any provisions of the policy, including the application, that conditionally…

Discusses a claim situation where multiple occurrences are questioned.

October 2011 Intro Page   Dec Page   The article of the month analyzes the special personal auto policy, PP 90 01. This policy was developed…

When a hotel suffers damage from a collapse, how the policy defines collapse is critical to whether or not coverage is provided.

If a Building's Keys Are Stolen, Does Insurer Pay to Change Locks? September 19, 2011 If the insured has a commercial building policy and the building…