Emerging Risks


May 31, 2011

Volunteer Insurance Coverage Program May 30, 2011 The CIMA Companies Summary: For those who volunteer their services to churches, schools, and other…

Coverage C Limit for Property at Other Residences   I am looking for clarification on the ISO contract regarding the 10% of Coverage C limit for…

May 23, 2011

Is curry powder from a restaurant considered a pollutant when it drifts into an adjoining shop through the air ducts?

May 19, 2011

June 2011 Intro Page   Dec Page   The question of the month deals with fiduciaries and their duties and liabilities arising from the fiduciary…

May 18, 2011
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HO 01 26 05 11 Special Provisions - Nebraska, May 2011 edition

Liability Coverage When Part of the Property is Leased to an Oil Company   On an ISO HO 00 03 10 00 form, the insured leases land to a gas/oil…

Building or Personal Property?   Is a refrigerator in an owner occupied dwelling considered part of the dwelling or part of the contents on a DP-1…

Single or Multiple Occurrences   Insured picked up money from multiple business locations and while in his possession, the vehicle was broken into…

Liability for Tractor off Premises   We are looking for your opinion regarding liability coverage for a farm/garden tractor under a HO 03 04/91…

May 18, 2011

Discusses ALE when only contents are damaged.