Emerging Risks


April 05, 2021

Fixing vehicles after a loss should be standard practice. While a short delay can be expected, at times vehicles are damaged again before they can be repaired.

April 05, 2021
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The dissenting opinion stated that "a general issue of material fact remains about whether Meat Town's misrepresentations were intentional and reckless."

April 05, 2021

This article explains the development of the NFIP, changes over time, and how it works.

April 05, 2021

Caused by or resulting from in business income coverage - can someone explain the difference?

April 01, 2021

A very short video highlighting some of the most popular and most interesting articles in February from FC&S.

Explanation of emergency order issued by the insurance department of Washington restricting the use of credit scoring.

March 30, 2021
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Appellees acknowledged denial of flood coverage by signing a document that stated in part "[e]veryone lives in a flood zone - it is just a question of whether you live in a low, moderate, or high-risk area."

March 29, 2021

Fraud involving fraudulent documents related to a water heater claim.

Discusses the term actual cash value, fair market value, and the broad evidence rule as determined by states and various court cases.

March 29, 2021

Discusses coverage when an other structure holding solar panels essential for power to the dwelling doesn't meet the policy definition of building structure, which determines coverage for the damage.