Emerging Risks


May 03, 2021
|

MCA 020 11 15 MSO Commercial Auto Excess Liability Coverage Form.

May 03, 2021
|

CG 20 11 01 96 Additional Insured - Managers or Lessors of Premises allows for the scheduling of additional insureds acting on the insured's behalf in connection with the ownership, maintenance or use of property.

May 03, 2021
|

Alison Trejo from Kelley Kronenberg litigated this case and said "[t]he DCA continues to uphold policy conditions and thereby conditions precedent to filing suit."

May 03, 2021

Here we discuss early estimations of loss and damage from Ever Given's blockage of the Suez Canal and layered limits structure.

May 03, 2021

A repair man that doesn't make repairs but keeps the funds.

This question came to us in two parts. There was damage to computer systems due to an intentional load reduction by a utility. The first question looked for coverage under equipment breakdown, but then this led to question of where coverage can be found for rolling blackouts. Is there coverage under the utility services interruption endorsement or equipment breakdown; or if not these, then where?

April 26, 2021

An unlicensed person sells insurance policies anyway, but pockets the funds.

Autonomous have been talked about frequently for the past few years. Many are wary of them, yet others yearn for the day when they can take a nap on the way to or from work and let the vehicle just drive them to their destination. When such technology will actually become available is the big question.

April 26, 2021

When employees in your business rent vehicles it's important to understand which symbols cover what exposures, unless of course the policy is written with Symbol 1, any auto. This question and answer deals with just such a scenario.

April 23, 2021
|

Could a court possibly find a duty to defend under a homeowners or a personal liability umbrella policy in a case where the insured planted a hidden camera in his neighbor's bathroom?