When you make up bills hoping to get paid.

"More evidence now available to the public shows insurers did not actually believe the central theme to the sermon they've preached when defending pandemic-related business interruption claims," said Gotwald and Levine.

A restaurant chain sued its insurer for breach of contract after the insurer denied coverage related to the alleged presence of COVID-19 on the restaurant's premises.

The judges of the Western District of Missouri granted two of the plaintiff's motions, one to exclude reference a policy's "Pollutants" exclusion and one for instructing the jury on the meaning of "direct physical loss or damage."

The plaintiffs sought leave to amend their complaint, but the insurer argued that an amendment would be both futile and unduly prejudicial.

The insurer and the insured argued over the interpretation of the phrase "sudden and accidental" and how it impacted coverage for clean-up of a gasoline spill.

"More evidence now available to the public shows insurers did not actually believe the central theme to the sermon they've preached when defending pandemic-related business interruption claims," said Gotwald and Levine.

An analysis of the ISO Canine Liability Exclusion HO 24 77 form, which allows an insured and insurer to agree to exclude coverage for a particular dog in the household.

When an insured rents out his condo and the appliances are stolen, does coverage apply?

The newly developed Broadened Water Back-up and Sump Discharge or Overflow Coverage HO 06 95 03 22.