A summary of the ISO Circular for April 16, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A discussion of a news release published by the Washington OIC announcing the designation, joining nine other states.

A discussion of a bulletin published by the Delaware DOI informing insurers of the adoption of the list.

A discussion of a bulletin published by TDI informing of a security notice published by NIPR warning of the scam.

Is a gunshot an explosion?

When the pedestrian wasn't hit by the car.

The court ruled based on the language found in the endorsement.

Coverage for mobile equipment is a rather complex subject, given that coverage is split between the business auto and general liability coverage forms. We will look at the coverage provided by each of these forms, as well as how the coverages are designed to be applied in actual claim scenarios.

A discussion of a bulletin published by the Department announcing which rates are regulated and which have been regulated.

The DL 98 01 05 26 Personal Umbrella Liability Policy form.