July 29, 2024

An insured asks for Fair Rental Value and not Additional Living Expenses coverage after suffering a loss.

July 29, 2024

A man sought coverage for removing methamphetamine residue from his rental property after his tenant smoked methamphetamine indoors.

July 29, 2024

This article, the first of three parts, reviews the ISO Dwelling 2014 program. The sections that cover Dwelling, Other Structures, Personal Property, Time Element, and Other Coverages are reviewed as well as a brief discussion of the use of the forms for condominiums.

July 28, 2024
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The ISO DP 03 12 07 14 Windstorm or Hail Percentage Deductible that can be added to a dwelling fire policy.

July 27, 2024
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The ISO endorsement DP 04 99 07 14 Sinkhole Collapse.

July 27, 2024
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The ISO DP 04 69 endodrsement that can be applied to dwelling forms to provide earthquake coverage.

July 22, 2024
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A chart of FAIR plan offerings by state.

July 17, 2024

Grants of up to $10,000 are being awarded to Alabama homeowners.