Some property insurance policies have included depreciation of labor and other nontangible items in their definition of actual cash value.

The insured argued his homeowners insurer should cover a water loss because the water that leaked into his basement never touched the earth's surface.

When the parents own the home but live elsewhere, and the son lives in the property insured by the parents, is the son considered an insured?

The first reporting deadline is Wednesday, June 26, 2024.

It provides insurance protections for affected consumers.

The declarations page for the ISO Homeowners policy forms.

FC&S is delighted to annouce that it is celebrating it's 95th year of providing policy analysis and interpretation.

When loss assessment language refers to an event, is the event the date of loss, or the date of the assessment?

An insurer disagreed with its insured about whether it had been surface water or rain water that caused water damage to the interior of the insured's home.

Effective July 30, 2024.