A question of coverage when the insured handyman made repairs that resulted in spreading asbestos in the home.

Discusses why insureds continually do not purchase flood insurance.

Recommendations from Commissioner Jones for carriers to advance 4 months of ALE expenses, 25% of limits for personal property and expedited debris removal, and other actions.

Assignment of rights and bad faith claim.

Discusses the development of coverage for smoke damage along with court cases.

This article provides an overview of the NFIP program development, rules and rating.

This article discusses the eighteen conditions that apply to the section I property coverages of the ISO homeowners forms. Note that there are seventeen conditions for form HO 00 04.

Analyzes the conditions that apply to both sections I and II of the ISO 2011 homeowners forms. Also references the 2000 edition.

Words and terms used throughout the ISO Homeowners Policy, 2000 and 2011 Editions.

Analyzes the provisions applicable to ISO homeowners liability coverages. Discussion focuses on 2011 form wording but notes differences from the 2000 edition.