Homeowners Program


June 14, 2018

Insured claimed he paid rent for staying at a girlfriend's house when in fact the checks were never cashed.

May 21, 2018

A recent office conversation involved a discussion of coverage for a town or board of education after an active shooter tragedy. Specifically,…

May 09, 2018

Are costs associated with dry cleaning and the rental of storage space covered by 1991 HO-3 policy?

May 09, 2018

The following exclusions apply to: 1. all property covered under this form. c. Extremes of temperature or dampness of atmosphere. We do not pay…

May 07, 2018

Discusses ash cleanup for dwelling and personal property.

April 30, 2018

When an insured moves out of the house and rents it, but doesn't notify the carrier, is there coverage in event of a loss?

Discusses evolution, application, and exceptions to the motor vehicle, watercraft, and aircraft liability exclusions.

March 30, 2018

Insuring to value and issues of underinsurance.

March 29, 2018

When Fire is the Efficient Proximate Cause of Mudslide<br>January 30, 2018<br> On January 16 we wrote an article The Aftermath of Wildfires which discussed…