Are costs associated with dry cleaning and the rental of storage space covered by 1991 HO-3 policy?

Collapse coverage varies by form.

The following exclusions apply to: 1. all property covered under this form. c. Extremes of temperature or dampness of atmosphere. We do not pay…

Discusses ash cleanup for dwelling and personal property.

When an insured moves out of the house and rents it, but doesn't notify the carrier, is there coverage in event of a loss?

Discusses evolution, application, and exceptions to the motor vehicle, watercraft, and aircraft liability exclusions.

Insuring to value and issues of underinsurance.

When Fire is the Efficient Proximate Cause of Mudslide January 30, 2018  On January 16 we wrote an article The Aftermath of Wildfires which discussed…

 California and other western states suffered historically severe wildfires following years of significant drought. Estimates of damage for California…

This article briefly discusses hazards of living in coastal areas without flood insurance.