May a homeowners insurer may depreciate labor costs when calculating the actual cash value (ACV) after a covered loss?

Department bulletin addressing delays in repairs.

When the circuit breaker trips and the food spoils, is there coverage?

A brief explanation of bomb cyclones; what they are and how they form.

When a faucet is left running, is it seepage, leakage, or something else?

Falling objects can be a variety of things, even things from space.

Maryland provisions regarding credit scoring and personal lines.

There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

A quick explanation of the water back-up and sump overflow endorsement.

Insurers are now required to report dog bite incidents to state beginning January 2022.