Homeowners Program


August 14, 2023

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article, the last in the series Holding Water, looks at how courts have determined coverage for various water-related claims.

August 11, 2023

The predictions for the 2023 hurricane season.

August 07, 2023
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The updated ISO homeowners endorsement HO 04 36 03 22 Loss Assessment Coverage for Earthquake

August 07, 2023

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews how the terms are applied in the homeowners policy.

July 31, 2023

When wind causes a tree to fall, is resultant water damage covered as a result of the wind damage?

July 27, 2023

As the market hardens more and more carriers are pulling back from various lines of business in certain states.

July 24, 2023

Water issues are often confusing and involve multiple undefined terms such as plumbing, sewer, drain, overflow, or discharge. This article reviews the terms and how they can be defined.

July 18, 2023

The Florida Office of Insurance Regulation has issued an emergency order and an information memorandum regarding new rules regarding claims-handling manuals for residential property insurers.

July 18, 2023

The Florida Office of Insurance Regulation recently issued a bulletin reminding insurers of parameters for requesting policies for assumption from Citizens, the insurer of last resort.

July 17, 2023

When the SWAT team arrives and discharges tear gas, does the discharge of the gas fit the definition of the smoke peril?