Additional requirements for loss estimation and claims adjustment processes.

Details on the NC Disaster Mediation Program, recently activated following Hurricane Helene.

A policy excludes matching when the components don't match due to age or wear and tear. But when the new components are not compatible with the existing ones, should all the siding be replaced?

The first in a series of articles discussing endorsements available for the ISO homeowners 2022 program. This article discusses endorsements HO 03 12 to HO 04 26.

The order provides protections to policyholders impacted by the hurricane.

Outlines documentation of property after a loss and making a home inventory.

This article provides links to many of our our articles on flood insurance, flood preparation, flood policies, and other flood issues.

Many insureds have jewerly, furs, cameras, fine arts, and other valuables that warrant increased coverage. Using the HO 04 61 Scheduled Personal Property Coverage endorsement is one way to do that. But there are many details to pay attention to when doing so. What documentation is needed to verify the value of the jewelry? How does an insured know what value property should be listed at, and where can they have the property appraised by a professional? Such information is addressed here.

Effective for one year after the declaration of the relevant state of emergency.

In response to Hurricane Francine, Louisiana has adopted emergency rule 49, providing some protections for insureds.