California Insurance Commissioner Ricardo Lara published a bulletin declaring a moratorium on cancellations and nonrenewals of eligible residential property insurance policies following the Mountain Fire in Southern California.
On November 7, 2024, California Governor Gavin Newson declared a state of emergency for Ventura County due to the fire. This gave the Insurance Commissioner the power to declare a moratorium on cancellations and nonrenewals of residential property insurance policies, per California statutes.
As a result, insurers cannot cancel or nonrenew a residential property insurance policy for a property located within an affected ZIP code or adjacent to the fire perimeter. Residential property insurance policies include homeowners, condo unit owners, mobile homeowners, and residential renters policies.
The moratorium will be in place for one year after the Governor's state of emergency order (November 7, 2024). It applies to eligible properties in the ZIP codes below:
- 91360, 91381, 93001, 93003, 93004, 93010, 93012, 93015, 93021, 93022, 93023, 93030, 93033, 93036, 93040, 93060, 93063, 93065, 93066
The Department is also deploying staff to Ventura County to assist consumers. A Local Assistance Center (LAC) will open Friday, November 15, and will remain open through Saturday, November 23.
Venture County LAC
Ventura County Office of Education
Conference & Education Services Center Oxnard and Hueneme Rooms
5100 Adolfo Road
Camarillo, CA 93012
Friday, November 15 through Saturday, November 23 (closed on Sundays)
9 AM - 7 PM
The bulletin can be found here.