When the claim for stolen property doesn't ring true.

The withdrawing insurers carry nearly 44,000 California homeowners policies in the aggregate.

When the power didn't actually go out and damage electronics and food.

This article that appears in the November Claims Magazine explains the principle of subrogation

The OIR has approved endorsement forms from at least eight property insurers.

It addresses requirements for non-english policies.

The ISO HO 32 20 Specified Additional Amount of Insurance for Coverage A - Dwelling - North Carolina allows an insured to increase the Coverage A amount by a scheduled percentage.

It is one of a few states that have a specific matching statute.

The homeowners policy excludes most motor vehicles with a few minor exceptions. There are endorsements for certain small, motorized vehicles that allow insurers to either provide coverage for or exclude coverage for vehicles such as motorized bicycles and mopeds.

They are allowed if certain conditions are met.