Discusses the workings of the blanket limit of insurance, using a number of actual questions and answers as examples of its application under the commercial property policy.

Fraud involving false damages and claim report.

In light of current frigid temperatures around the country and concerns about frozen pipes, ice dams and related issues, this article provides links to several FC&S articles that may be helpful.

At temperatures at or below zero with wind chills into the negative numbers, claims for frozen pipes are bound to start rolling in.

Discusses frozen pipe claims during a polar vortex.

This is part 2 of the Disaster Compendium, discussing hazards, expected damage, and preventative measures to take for wildfires and blizzards.

This article that appears in Claim Magazine discusses how some emerging risks have progressed.

Fraud involving registering vehicles out of state and selling bogus insurance.

Fraud concerning documentation of the loss.

This article reviews what exactly is considered to be a fire, and several cases dealing with how carriers have handled related claims over the years.