The California Department of Insurance has issued a bulletin reminding insurers that the doctrine of efficient proximate cause prevails in first party insurance disputes.

Governor De Santis has signed into law (effective January 1, 2023) a number of property insurance reforms that will help to stabilize the market in the state that are briefly discussed in this article. The full effect of these changes including the elimination of one-way attorney fees and assignment of benefits (AOBs) will take some time.

Summary of the lastest emergency order from the Colorado Divison of Insurance regarding ALE and payments.

A rideshare passenger claims he was injured when exiting the vehicle.

Articles related to snow, ice, freezing temperatures and related coverage issues.

Fraud involving an animal mortality policy and a claim for horses that weren't actually dead.

An overview explaining what a bomb cyclone is and how to prepare and prevent possible losses.

An assignment of benefits permits a third-party, like a roofer, to "stand in the insured's shoes" and go after the insurer for direct payment, but homeowners don't always realize what, precisely, signing an AOB means.

When you make up bills hoping to get paid.

When the stolen vehicle was actually repossessed.