The ISO FP 00 12 04 16 Farm Property - Farm Dwellings, Appurtenant Structures and Household Personal Property Coverage Form.

The ISO FL 00 20 04 16 Farm Liability Coverage Form.

The ISO CA 04 65 09 22 Auto Hacking Expense Coverage that can be attached to the Auto Dealers Coverage Form, the Business Auto Coverage Form, or the Motor Carrier Coverage Form.

The ISO CA 03 03 10 13 500 Deductible For Work Your Performed Does Not Apply form can be attached to the Auto Dealers Coverage Form.

A summary of the ISO Circular for May 19, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A summary of the ISO Circular for May 18, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

When an agent misrepresents what he sold.

When a fence is damaged, is it covered at replacement cost or actual cash value?

A Florida Circuit Court made the ruling after analyzing the policy's defintion and considering what an ordinary person would reasonably expect the exclusion to apply to.

When buying a property policy, an insured has the option of RCV or ACV. An insured will often pay more for the RCV on their property, only to find out during the final claims settlement that they would be better off financially to elect an ACV settlement. We will look at the advantages and disadvantages of each option in various claims situations to show why that might happen.