When a downed power line causes a surge that damages equipment, is there coverage?

This is an analysis of the liability coverages of the Businessowners Coverage Form, BP 00 03. This is Part 3 of the analysis, which addresses the liability and nuclear energy exclusions.

A discussion of a news release published by the NH Insurance Department announcing the news bills adopted by the 2026 Legislative Session.

A discussion of a news release published by the Missouri DCI providing information on the resource center.

A summary of the ISO Circular for July 22, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

A discussion of a bulletin published by the Colorado DOI providing the Division's position on claim handling procedures during the ongoing wildfires.

A discussion of a bulletin published by the Alabama DOI announcing revisions to the fees.

A discussion of a memorandum published by the Hawaii Insurance Division informing insurers of changes made by Act 79.

A discussion of a press release published by the Maryland Insurance Administration providing information on the virtual center.

A summary of the ISO Circular for July 20, 2026. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.