Discusses coverage for collapse of 20 year old ceiling.

Duplicate Contents Coverage I am handling a case on behalf of an insurance company. Coverage C of their homeowners policy is at issue in this bad faith…

Discusses damage from falling rain as opposed to surface water on a dwelling policy.

Deductible(s)—Damage by Wind and Lightning Our insured, on an HO 00 03 10 00, had his home damaged during a recent thunderstorm.  Lightning…

The following exclusions apply to: 1. all property covered under this form. c. Extremes of temperature or dampness of atmosphere. We do not pay…

Builder's contractual liability does not pass to homeowner.

Debris Removal Part of ACV Loss? There was a fire loss to the insured’s home. I have reached agreements for the coverage A (building) portion…

Are costs associated with dry cleaning and the rental of storage space covered by 1991 HO-3 policy?

Damage to Hotel Room on Business Trip—CGL or Homeowners? Our insured, vice-president of sales for a large company, has an HO 00 03. We also insure…

Collapse coverage varies by form.