Definition of Insured Bar to Coverage on HO We have had a claim denied under a homeowners policy and would like your help in explaining the denial…

Damage Caused by an Insured? A part-time residence employee, while edging a yard, flipped a stone up that broke the window of his own pickup. We think…

Damage to Common Areas under a Tenant Homeowners? Our insured, who rents one of three units in a landlord-occupied dwelling, has an AAIS tenant homeowners…

Dwelling Under Construction—Liability Coverage Our insured is a homeowner who is acting as his own general contractor in building his new home.…

Collapse During Construction—Vehicle Peril as Cause of Collapse Our insured is building a new home and we're using a HO-3 as a form of builders…

Contributory Coverage for Bodily Injury to an Insured? Our insured has a standard homeowners policy. Last fall he and his daughter, age six, were in…

Discusses accidents, safety, and insurance implications of amusement park rides.

When the Volcano Blows   May 4, 2018   Kilauea is erupting in Hawaii, causing, and threatening to cause damage in many areas. Evacuations…

Fraud of the Week   May 7, 2018 False Claim Fraud — Texas Amount: $2,500-30,000   A female candidate for the Lubbock Independent School…

Endorsements with Essentially Same Language but Different Titles Are Interpreted in The Same Way, Court Says   May 7, 2018   The United States…