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In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the last of five articles analyzing the form; this article discusses the Section II Liability section.

The collapse of the Champlain Towers in June brought up many concerns for D&O exposures for HOA members.

Multiple felony counts for those who staged accidents.

Civil authority and additional living expenses are often the first coverages that come into play after a storm.

Discusses a NJ law requiring insurers to provide applicants and policyholders seeking commercial property coverage with a one-page mandated summary addressing loss of use and occupancy of a commercial property and business interruption.

The accumulated articles and questions and answers surrounding additional living expenses (ALE).

HO 00 14 03 22 Homeowners 14 - Contents Comprehensive Form. New form designed for more mobile insureds.

A court has refused to dismiss a COVID-19 business interruption insurance coverage lawsuit stating that the plaintiffs had alleged evidence of physical loss or damage, which is covered under the policy.