This is a copy of the ISO HO 00 05 03 22 Homeowners 5 - Comprehensive Form which provides open perils coverage for both the dwelling and personal property of the insured.

The New Jersey Appellate Division concluded that an insurance policy exclusion for "hostile/warlike action" did not include a cyberattack on a nonmilitary company, regardless of whether that attack was from a private actor or a government or sovereign power.

When a tree falls on a travel trailer, does coverage fall under the dwelling policy or the auto policy for damage to the trailer?

A former agency owner discovers that falsifying documents gets you a get-into-jail card.

When an insured has a triple net lease with the tenants, what coverage does the insured need on the property?

The attorneys for an Atlanta woman injured in a low-impact collision with a city bus employed an unusual tactic in obtaining a $1.2 million jury award for their client.

Merck claimed its production facilities and critical applications went offline, disrupting multiple avenues of operations across more than 60 countries.

Ozy executives may be covered by D&O insurance despite impersonating Youtube executives with potential Ozy investors.

Ozy executives may be covered by D&O insurance despite impersonating Youtube executives with potential Ozy investors.

"I think all of tort law should be grounded in the principle that the plaintiff should not be receiving a windfall, and the court is allowing, in this case, a windfall," defense counsel David A. Haught said.