The plaintiffs sought leave to amend their complaint, but the insurer argued that an amendment would be both futile and unduly prejudicial.
The insurer and the insured argued over the interpretation of the phrase "sudden and accidental" and how it impacted coverage for clean-up of a gasoline spill.
"More evidence now available to the public shows insurers did not actually believe the central theme to the sermon they've preached when defending pandemic-related business interruption claims," said Gotwald and Levine.
An analysis of the ISO Canine Liability Exclusion HO 24 77 form, which allows an insured and insurer to agree to exclude coverage for a particular dog in the household.
When an insured rents out his condo and the appliances are stolen, does coverage apply?
The newly developed Broadened Water Back-up and Sump Discharge or Overflow Coverage HO 06 95 03 22.
"In a products liability MDL, the plaintiff must have admissible primary evidence with which to establish general causation," said Judge Rosenberg. "The Plaintiffs fail to produce admissible primary evidence of general causation."
The employer asserted the "positive work order" defense, which required proof that there was a specific policy in place, the claimant knew about the employer's policy, and that the claimant's conduct at the time of injury removed the claimant from the course of employment.
When the stolen vehicle was actually repossessed.
"Lloyd's is aiming to avoid the ambiguity associated with applying the war exclusion to cyber-attacks with this new contract language," said Bahar and Bloomfield.