The location of the insured's vehicle gave clues to who set the fire.

When an insurer rejects an insured's proof of loss, what happens next?

ALE benefits are set to expire on the 2-year anniversary of the fire.

Non-standard or gig work consists of income-earning activities outside the standard, long-term employer-employee relationships that previously dominated the employment landscape. Gig workers are generally compensated as 1099 independent contractors and have control to set their own schedules.

How are rental cars treated under a Personal Auto Policy, and when should you elect for the Loss Damage Waiver?

The justices explicitly held that a policy was illusory when the coverage actually afforded by a policy was "extremely minimal and afford[ed] no realistic protection to any group or class of injured persons."

"It is about Allstate's statewide unlawful and fraudulent underwriting practices vis-à-vis modifying its insureds' policies without requisite notice, and ultimately, how these modifications negatively impacted its insureds' rights to recovery," attorney Jason Palker said.

Power outage, spoilage, and related endorsements.

The ISO Power, Heat and Refrigeration Deduction endorsement CP 15 11 can be added to the Business Income (and Extra Expense) Coverage form and the Business Income (Withour Extra Expense) Coverage Form. It removes the costs of power, heat or refrigeration from the coverage.

The justices explicitly held that a policy was illusory when the coverage actually afforded by a policy was "extremely minimal and afford[ed] no realistic protection to any group or class of injured persons."