Dec Page February 2009 Question of the Month   The pollution exclusion in the standard homeowners policy (both the ISO policy and the AAIS policy)…

Employee Dishonesty Loss Does Not Trigger Coverage for Cost to Restore or Replace Valuable Papers We have a client that suffered an employee dishonesty…

In In re Katrina Canal Breaches Consolidated Litigation, Civil Action Nos. 05-4182, 06-0169, 2006 WL 3421012 (E.D. La. Nov. 27, 2006), the court was…

Coverage for Damage to Insured Vehicle by Impact with Human? I am trying to find clarification on whether or not damage caused by impact with a human…

Drug Use and Intentional Acts Under the standard ISO Homeowner policy (HO 3), we have a 17 yr old insured that caused damage to the neighbor's property…

Continuous Trigger Theory Applied in Toxic Tort Case       In Polarome Intern., Inc. v. Greenwich Ins. Co, 2008 WL 5245554 (N.J.Super.A.D.),…

Reasonable Repairs and Asbestos Removal Our insured's home suffered water damage as a result of the main water line breaking just outside the home.…

Med Pay Question Regarding Injured Claimant Does the medical payments coverage under the CGL form apply to someone who faints and falls to the floor…

  Truck Driven by Employee a Temporary Insured Car under Employer’s Policy   In Mears v. Stanley, 2008 WL 5159011 (La.App. 3 Cir) ,…

Unattached Sign Excluded from Coverage The form is CP 00 10 10 00. The issue is a fifteen to twenty foot permanent sign that is embedded in concrete…