In Eldridge v. Columbia Mut. Ins. Co., 2008 WL 4861922 (Mo.App. W.D.), Jennifer Eldridge's son, Gage, was a passenger in a vehicle owned by Gage's father,…

Self-Insurance and Alternative Risk Financing—Archived Article May, 2001 An Overview Summary: Insurance is made up of two components: the…

Recovery for Loss of Valuable Papers May Be Applied to Computerized System We are working on a total loss claim for a hot tub wholesaler that has over…

Personal Auto Insured on BAP—Who Is an Insured?   Our policyholder is a corporation. There is a fleet of several vehicles insured on it.…

Railroad Protective Policy and Additional Insured Status If a contractor names a railroad as an additional insured under its CGL form, is there a need…

Property Manager Liable for Fire Damage? Our agency insures several property managers of condominium associations. The general liability policies for…

Is Betterment Deduction Allowed in Property Damage Claim? Our insured has a business auto policy and a claim arose recently wherein an employee backed…

Leased Auto Covered as Owned Auto? Our insured has symbol 2, owned autos only, to describe the covered autos on his business auto policy. The question…

the Dec Page Question of the Month Standard homeowners policies provide liability coverage for bodily injury or property damage that is accidentally…

  Your Product and Your Work Exclusions Our insured is the manufacturer of modular homes. Most of the home is manufactured at the factory and then…