August 2010 Intro Page   No. 975 August 2, 2010  Dec Page   The question of the month pertains to miscellaneous vehicles. Such vehicles…

"Any Insured" Exclusion Applies to All Insureds A New York appellate has rendered an opinion on an exclusion in a liability policy pertaining to "any…

August 2010 Dec Page Question of the Month   Miscellaneous vehicles are considered to be golf carts, motorized wheelchairs, snowmobiles, ATVs,…

Work You Performed Exclusion not Applicable to Safety Inspection July 12, 2010 Our insured has a garage coverage form. He was hired to inspect a customer's…

Business Personal Property as Defined in BOP July 5, 2010 I have a client that has several mounted trophy animals in his office. They are trophies from…

Duty to Defend under CGL Form does not Apply to Claim for Injunctive Relief The insured sought a determination from the court that the insurer owed…

Importance of the Declarations Page The United States Court of Appeals, First Circuit, noted the importance of the declarations page in the case of…

Tenant's Dog Damages Property June 28, 2010   We insure a dwelling under an HO 00 03 10 00 ISO form with a Limited Fungi, Wet or Dry Rot &…

Auto Coverage, Homeowners Coverage, and "Arising Out Of" DisputeThis case pits an auto liability insurer against a homeowners liability insurer.…

Theft of Insured's Property Away from Primary Residence The insured purchased a house that he wanted to rehabilitate; it was not his primary residence.…