September 2010 Intro Page No. 976 September 1, 2010  Dec Page   The question of the month pertains to the water exclusion. A standard feature…

Benefit of the Doubt Goes to the Insured August 16, 2010 Under the building and personal property coverage form, if, after an inspection of the property,…

September 2010 Dec Page Question of the Month   A standard feature of property insurance forms is the exclusion of various categories of loss associated…

Business Exclusion Not Applicable When Homeowner's Dog Bites Boarder The issue before the appeals court was whether either the business or rental exclusions…

Designated Premises Endorsement and Necessary and Incidental Operations The standard commercial general liability (CGL) form usually provides insurance…

Motor Carrier Coverage Form—Archived Article August 2007 ISO Form for Motor Carriers The Insurance Services Office (ISO) offers the motor carrier…

Trophy Animals July 19, 2010  I have a client that has several mounted trophy animals. The trophies were damaged in a fire. The question of valuation…

Med Pay Thwarted by Workers Comp Incident We have a standard GL policy. The insured owns a 2 story commercial building. Claimant is an employee of a…

Occurrence Requirement under General Liability Coverage Form The motion before the court was from the insurer seeking a declaration that it did not…

Coinsurance Clause and Additional Coverages under Commercial Property Policy For a commercial property policy, do the coinsurance requirements applied…