July 2010 Intro Page No. 974 July 1, 2010  Dec Page   The question of the month deals with fines imposed by states for those who fail to carry…

July 2010 Dec Page Question of the Month   States require drivers to carry motor vehicle insurance. This is sound public policy based on the well-being…

BOP Coverage and Business Income, Extra Expense, and Debris Removal Claims June 14, 2010 Our insured’s building and stocks of merchandise covered…

Additional Insured Status for Ongoing Operations at Issue The insured town and its insurer brought a declaratory judgment action over a dispute pertaining…

Professional Services Exclusion and Applicability to CGL Coverage The United States Court of Appeals, Fifth Circuit, took up an appeal centering on…

Flood Policy, Gulf Oil Spill, and Homeowners Coverage June 7, 2010 We're receiving several calls on this incident from worried residents in Louisiana…

Bailees Customers Coverage Form—Archived Article November, 2003 ISO Policy Summary: The Insurance Services Office (ISO) has a bailees customers…

Recall of Products Claim Against Insured Our insured is a distributor of womens designer dresses. The supplier of dresses to our insured claimed that…

Automatic Coverage for Newly Acquired Property June 1, 2010 Our insured is a bank and the coverage is under a standard CGL form. During the term…

Duty to Defend depends on Reception of Notice The insured failed to notify the insurer for more than three years about an environmental claim. Nevertheless,…