Valuable Papers Not Considered Raw Materials August 28, 2012 An insured has $50,000 limits in valuable papers coverage and has received a restoration…

Humid Attic August 21, 2012 On an HO 00 03 10 00 with endorsement HO 04 27 04 02 it sounds like humidity in an attic area where mold was unknown and…

September 2012 Intro Page   Dec Page   The Dec Page for this month celebrates the 1000th edition of the FC&S Bulletins. FC&S editors,…

Anticoncurrent Causation Clause   The insured owner of a commercial building brought an action against its property insurer, alleging that the…

Homeowners Form HO OO O6Insurance for Unit Owners--ArchiveJanuary, 2001Special Considerations for Multiple Occupancy RealtySummary:…

September 2012 Dec Page FC&S 1000th Issue   This month's FC&S Issue is the 1000th issue. This represents a decades-long commitment to our…

Power Surge Claim August 6, 2012 Insured had a laser machine inspected, and the error messages that appeared stated it was damaged by a power surge.…

Collapse of Floor August 1, 2012 PH insures a home under her HO 3 policy. The dwelling has a sunroom built on wooden piers. The patio floor caves in…

Crime Coverage and What Is a Financial Loss Our insured is a hospital that maintains Employee Dishonesty Coverage at a limit of $2,000,000. Recently,…

August 2012 Intro Page   Dec Page   Warehouse Operators Legal Liability insurance is not as specialized as it was in the past. Both AAIS and…