Insuring a Duplex October 4, 2012 We are experiencing situations involving duplex homes where coverage is being requested under a HO 2 or HO 3 form.…

October 2012 Intro Page   Dec Page   The Dec Page for this month features the first part of an article written by Don Malecki, a contributing…

Bodily Injury Coverage in Relation to the Operations of the Insured September 24, 2012 Our insured carries a commercial general liability policy with…

A Changing Concept   Summary: The term "actual cash value" is used in most property forms as well as inland marine forms and auto physical…

Football Injury constitutes Accidental Injury   A professional football player filed a workers comp claim requesting temporary partial disability…

October 2012 Dec Page   For this month and subsequent months, the Dec Page will offer an article by Don Malecki, a contributing editor, on the…

Twin Condominiums September 10, 2012 We are more and more often being asked to insure twindominiums which, loosely defined, are a two-family home where…

Jet Ski As Personal Watercraft   In Fire Insurance Exchange v. Oltmanns, 2012 WL 3510440, The Utah Court of Appeals addressed the question of whether…

This article discusses that arose with Chinese drywall after a hurricane in 2005.

Loss of Use Coverage under PAP September 4, 2012 Our insured's vehicle was declared a total loss. The settlement was made and the insured requested…