E-Commerce Insurance November 12, 2012 Coverage Checklist E-commerce coverage is a direct result of emerging technology. As more and more business…

Power Surge, Damaged Computers, and Incompatible X-Ray Machines November 19, 2012 A power surge destroyed the insured's computers. The insured is a…

Subsequent Damage When First Repairs Have Not Been Made November 12, 2012 During the recent hurricane, our insured's home sustained damage to her roof.…

Homeowners Policy Excludes Chinese Drywall Damage Claim   The Supreme Court of Virginia answered a certified question of law from the U.S. Fourth…

"Property Removed" Coverage? Our insured has an ISO HO 00 03 04 91. There was a furnace malfunction (puffback) which caused smoke and soot throughout…

Replacement Cost for Multiple Items October 29, 2012 I need info on requirements for an insured to be paid holdback. Our insured has a contents claim…

November 2012 Intro Page   Dec Page   The Dec Page for this month continues the article written by Don Malecki, a contributing editor for…

November 2012 Dec Page   This month, the Dec Page continues the article written by Don Malecki, a contributing editor, on the subject of the intentional…

Certificates of Insurance   August 31, 2010   Function and Meaning Summary: Certificates of insurance serve an integral role in the relationship…

Our insured is a hotel that suffered damage to some of its rooms as a result of water damage. The insured is a franchisee and has an agreement with…