November 2012 Intro Page

 

Dec Page

 

The Dec Page for this month continues the article written by Don Malecki, a contributing editor for FC&S, on the subject of the intentional cutting of trees at the wrong location, and whether a claim due to this intentional act, with its unintentional result, would be covered by the CGL form.

 

Questions and Answers

 

Does vacancy clause apply when only one of the building's occupancies is vacant? See Vacancy Clause Discussed. Is leaving a refrigerator door open considered vandalism? See Vandalism, Theft, and Spoiled Property.

 

Does the PAP provide coverage for a rented moving van? See PAP Covers Large Trucks?

 

Legal Status of Punitive Damages Insurability

 

The Legal Status of Punitive Damages Insurability chart presents the insurability status of punitive damages awards in each of the fifty states, the District of Columbia, and Puerto Rico. For each jurisdiction, the chart shows whether punitive damages are insurable, non-insurable, insurable as to vicarious liability, not recognized, and undetermined. Precedent setting court citations establishing the state's position are included. Although the states' positions on the insurability of punitive damages can change over time due to judicial rulings and legislative action, the chart is based on the most recent information available.

See Legal Status of Punitive Damages Insurability.

 

Surplus Lines Quick Reference Chart

 

This article summarizes, on a state-by-state basis, each jurisdiction's surplus lines laws. The information is current as of October 2012. See Surplus Lines Quick Reference Chart.