July 2012 Dec Page   Article of the Month The term "occurrence" appears a number of times in standard liability policies, and disagreement as to…

An explanation of public or livery conveyance and use of a personal car by a realtor and others.

Duty to defend and use of an auto.

The Need For Liquor Liability Insurance—Archived ArticleNovember 2001CGL Liquor Liability Exclusion Can Create ProblemsInsureds whose…

Public Officials Bonds—Archived Article March 2010 Surety & Fidelity Association of America Summary: The public official bond, a standard…

Discusses if there is business income coverage available to insured tenant when property owner is required to shut down the business to remove underground storage tanks.

Employee Versus Independent Contractor Cecil Young appeals from the judgment of the trial court that he was not the employee of the city of Bridgeport…

Discusses overhead and profit and three trades.

Ordinary Payroll Limitation Described March 12, 2012 In the typical ISO business income form under ordinary payroll limitation it states in part, "Ordinary…

Court Finds Exclusionary Language is Ambiguous The plaintiff commenced an action seeking a judgment declaring that the insurer of a night club was obligated…