Contract Analysis


May 17, 2021

The first of multiple articles analyzing the MSO Commercial Auto Form MCA 010 11 14. This section describes the common glossaries, covered auto descriptions and symbols.

March 08, 2021

An analysis of new and revised umbrella and excess endorsements to be effective 8/1/2021.

November 30, 2020

Explains the ISO CGL liquor liability exclusion with cited court cases and includes a chart of the recently updated liquor liability grades by state.

November 16, 2020

This articles discusses the personal articles forms under ISO and AAIS.

July 16, 2020

This analysis explains the new HO 06 69 12 20 Utility Line Expense Coverage Endorsement that can be attached to homeowner forms.

Discusses and analyzes the ISO Auto Hacking Expense Coverage endorsement, which is being provided in advance of its filing or release.

June 22, 2020

Discusses and analyzes mandatory ISO cyber incident exclusions applicable to commercial property coverages, with a proposed effective date of 12/1/2020.

June 01, 2020

This article explains the 2010 NFIP dwelling form.

May 11, 2020

Effective 4/1/2020, ISO has introduced a new multistate program designed for micro-businesses, so named for their size eligibility of 0-4 employees and maximum annual sales of $500,000. Here we will discuss the eligibility criteria and provide an overview of the new product.

Discusses the Debris Removal Coverage under the ISO Causes of Loss Special Form and related optional endorsements.