Contract Analysis


August 30, 2021

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the fourth of five articles analyzing the form discussing Conditions under Section I.

August 23, 2021

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form. This form is designed for more mobile insureds who may be living with parents or others. This is the third of five articles analyzing the form, discussing Perils Insured Against and Exclusions.

August 16, 2021

This second discussion of form, HO 00 14, Contents Comprehensive form covers personal property, loss of use, and ALE.

August 09, 2021

In updating the homeowners forms for 2022, ISO has created a new form, HO 00 14, Contents Comprehensive form.

August 08, 2021

This analysis describes the introduction of new replacement forms for the ISO Commercial Cyber product. This is Part One of the analyses, which identifies the forms being replaced and provides an analysis of form CY 00 03, Sections I-IV. A separate analysis will address the remaining sections of that form. Additional contract analyses will address this comprehensive replacement of the ISO cyber product, to be effective 11 21.

This is Part Two of a multiple part contract analyses of ISO Cyber replacement forms to be effective 11 21. Part Two continues the analysis of CY 00 03 11 21, covering Sections V-X of the Information Security Protection Cyber Policy, which replaces form CY 00 03 11 18.

June 21, 2021

This final analysis of the MSO Commercial Auto Form MCA 010 11 14 covers common exclusions and conditions.

June 14, 2021

This 4th part of the MSO Commercial Auto Analysis discusses Part III A - Main Physical Damage Coverages, supplemental coverages, exclusions, limitations and special physical damage coverages.

May 31, 2021

The third of multiple articles analyzing the MSO Commercial Auto Form MCA 010 11 14. This section discusses liability exclusions and conditions.

May 21, 2021

The second of multiple articles analyzing the MSO Commercial Auto Form MCA 010 11 14. This section describes the Part II A Main Liability Coverages and Part II B Supplemental Coverages.