Commercial Property Coverage April 2012 Coverage Checklist   Even when the ISO commercial property form is used, there are many coverage choices…

The insureds brought a lawsuit against the insurer following its denial of coverage for losses incurred when the insured was unable to conduct business…

Tenant's Improvements and Betterments Valuation February 20, 2012 If a tenant makes improvements and betterments in a rental office unit, the tenant…

Nonmaterial Warranty Breach Does Not Void Coverage January 30, 2012 Does a breach of a nonmaterial warranty void coverage? Insured had a sprinkler…

In this column that appeared in the January 2010 issue of Claims Magazine, FC&S Associate Editor Susan Massmann discusses vacancy issues.

Property in Transit Coverage Extension Issue January 9, 2012 Insured had various handtools stolen from his locked vehicle: an angle drill, gas tester,…

ATV Included in Property Not Covered Clauses January 10, 2012 Under the Building and Personal Property Coverage form, CP 00 10 04 02, in the property…

Discusses a claim situation where there is a need to determine how many occurrences and thus, how many deductibles, apply.

Determining a backup of water from the roof as a cause of loss.

Deductible and Number of Occurrences under Property Policy December 12, 2011 Our insured, a commercial bank, has a foreclosure that is a large vacant…