Coinsurance An Explanation for Insureds Summary: Those who work inside the insurance industry often have difficulty understanding and explaining…

Wrap-Up Plans April 25, 2012 Combines Liability, Other Coverages, for Construction Projects Summary: The term "wrap-up" has become increasingly…

Vandalism, Sprinkler Leakage, and Radioactive Contamination April 25, 2012 Commercial Property Coverage Summary: Coverage for…

Tropical storm combined with equipment breakdown.

Protective Safeguards Endorsement and Multiple Buildings April 9, 2012 Our insured has an ISO commercial property program (CP 00 10, CP 00 90, and CP…

Value Reporting Form and Value of Covered Property April 9, 2012 In the ISO CP 13 10, Value Reporting Form, the full reporting section contains these…

Duty to Notify the Police April 2, 2012 Our insured’s business was burglarized; copper welding leads were stolen, and the building was damaged.…

Commercial Property Coverage April 2012 Coverage Checklist   Even when the ISO commercial property form is used, there are many coverage choices…

The insureds brought a lawsuit against the insurer following its denial of coverage for losses incurred when the insured was unable to conduct business…

Tenant's Improvements and Betterments Valuation February 20, 2012 If a tenant makes improvements and betterments in a rental office unit, the tenant…