Property in Transit Coverage Extension Issue January 9, 2012 Insured had various handtools stolen from his locked vehicle: an angle drill, gas tester,…

ATV Included in Property Not Covered Clauses January 10, 2012 Under the Building and Personal Property Coverage form, CP 00 10 04 02, in the property…

Discusses a claim situation where there is a need to determine how many occurrences and thus, how many deductibles, apply.

Determining a backup of water from the roof as a cause of loss.

Deductible and Number of Occurrences under Property Policy December 12, 2011 Our insured, a commercial bank, has a foreclosure that is a large vacant…

Difference in Conditions Coverage Form, IH 00 80 12 11

Storm Damage Raises Deductible Questions November 21, 2011 A commercial building sustained wind damage to the roof and interiors as a result of a windstorm.…

Condominium Building Damage Coverage Depends on Policy Wording October 31, 2011   The subject property is a commercial condominium. There is a…

SPOILAGE COVERAGE ISO Form CP 04 40 November 2, 2011 Summary: The Spoilage Coverage form, CP 04 40 06 07, can be used to modify the Building…

Leasehold Interest Coverage Reviewed November 2, 2011 ISO Simplified Commercial Property Program Summary: Leasehold interest insurance protects…