Standard Property Policy   August 20, 2012   ISO Commercial Property Program Summary: The Standard Property Policy (CP 00 99 10 12) of…

Missing Property with No Proof of How It Disappeared Excluded A tenant was in place at the insured location when the insured purchased the building.…

Condominium Commercial Unit-Owners Coverage FormAugust 14, 2012ISO Simplified Commercial Property ProgramSummary: Insurance Services Offices…

Gazebo Covered as Outdoor Fixture   Our insured—a church covered under a CP 00 10 04 02—has a gazebo that existed on the property grounds…

Power Surge Claim August 6, 2012 Insured had a laser machine inspected, and the error messages that appeared stated it was damaged by a power surge.…

Utility Services Direct Damage and Time Element Losses and Coverages   July 16, 2012   Summary: This article discusses the nature and…

Does loss of membership dues fall under accounts receivable for a nonprofit organization?

Discusses whether business income coverage applies to loss of rental space that was closed as a result of asbestos.

Spoilage Loss Coverage Requires Mechanical Breakdown July 11, 2012 My client experienced a partial roof collapse. As a result, the local authorities…

Explosion Coverage July 9, 2012   Background   Summary: A standard feature of property insurance forms is the coverage for "direct physical…