Overview of AAIS Contractors and Developers Output Program (DOP) August 2002 American Association of Insurance Services Summary:…

A Changing Concept   Summary: The term "actual cash value" is used in most property forms as well as inland marine forms and auto physical…

Discusses expenses used to supply water and utilize a generator at a golf course as covered extra expenses.

Discusses frozen pipes, and the vacancy provision in a building held for rent.

Discusses the meaning of the term suspension in older edition of the business income coverage form before ISO clarified the term.

Theft of Copper Not Vandalism An unknown person stole the copper and major components from our policyholder's A/C unit. He filed a claim for vandalism;…

Tenants' Improvements Not Covered When Not Acquired or Made at Tenant's Expense Most commercial property forms include leasehold improvements under…

This article discusses that arose with Chinese drywall after a hurricane in 2005.

Valuable Papers Not Considered Raw Materials August 28, 2012 An insured has $50,000 limits in valuable papers coverage and has received a restoration…

Condominium Association Coverage FormAugust 30, 2012ISO Commercial Property ProgramSummary: Both the Condominium Association Coverage Form…