Tropical storm combined with equipment breakdown.

Protective Safeguards Endorsement and Multiple Buildings April 9, 2012 Our insured has an ISO commercial property program (CP 00 10, CP 00 90, and CP…

Value Reporting Form and Value of Covered Property April 9, 2012 In the ISO CP 13 10, Value Reporting Form, the full reporting section contains these…

Duty to Notify the Police April 2, 2012 Our insured’s business was burglarized; copper welding leads were stolen, and the building was damaged.…

Commercial Property Coverage April 2012 Coverage Checklist   Even when the ISO commercial property form is used, there are many coverage choices…

The insureds brought a lawsuit against the insurer following its denial of coverage for losses incurred when the insured was unable to conduct business…

Tenant's Improvements and Betterments Valuation February 20, 2012 If a tenant makes improvements and betterments in a rental office unit, the tenant…

Nonmaterial Warranty Breach Does Not Void Coverage January 30, 2012 Does a breach of a nonmaterial warranty void coverage? Insured had a sprinkler…

In this column that appeared in the January 2010 issue of Claims Magazine, FC&S Associate Editor Susan Massmann discusses vacancy issues.

Property in Transit Coverage Extension Issue January 9, 2012 Insured had various handtools stolen from his locked vehicle: an angle drill, gas tester,…