Commercial Property Program


June 21, 2012

Explain the Reason for Coinsurance to Your Insureds—Archived Article December, 2001 Using This Example Will Make It Easy Summary: It is…

June 05, 2012
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MSO Commercial General Property Form - MCP 010 06 12

Discusses if there is business income coverage available to insured tenant when property owner is required to shut down the business to remove underground storage tanks.

June 04, 2012

This article reviews pertinent court cases surrounding the doctrines of concurrent causation and proximate cause.

Ordinary Payroll Limitation Described March 12, 2012 In the typical ISO business income form under ordinary payroll limitation it states in part, "Ordinary…

May 18, 2012

Unintentional Error or Omission Provisions of Property Policies   May 21, 2012   Summary: A provision of some independently-filed and manuscript…

Wind or Hail Percentage Deductible Calculations May 14, 2012 Our insured has commercial property coverage for three buildings at one location in Florida…

Coinsurance An Explanation for Insureds Summary: Those who work inside the insurance industry often have difficulty understanding and explaining…

April 27, 2012

Wrap-Up Plans April 25, 2012 Combines Liability, Other Coverages, for Construction Projects Summary: The term "wrap-up" has become increasingly…

April 27, 2012

Vandalism, Sprinkler Leakage, and Radioactive Contamination April 25, 2012 Commercial Property Coverage Summary: Coverage for…