Outdoor Signs and Outdoor Fixtures Covered as Commercial Property? The commercial property coverage form (CP 00 10) insures outdoor fixtures but excludes…

Spoilage Coverage Does Not Provide Additional Limits We have a CP 04 40 06 95, Spoilage Coverage form on a retail business. Fire destroyed the business,…

Is a drain on the roof the same as a drain on the ground?

Discusses two different claims with two different outcomes for ice damming and frozen pipes.

Anthrax Testing and Insurance Coverage Q Our client received a sealed container from abroad and when it was opened a huge puff of white powder blew…

When the county declares that the building must be razed, is it excluded under ordinance or law?

Our insured had converted an old warehouse into a 200-unit condominium complex. Fire in the building caused the sprinklers to go off, and the building…

Discusses exclusions for negligent acts in a builders risk policy.

Discusses when property is in transit.

Discusses pollution clean up when vehicles leaked oil.