An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…

Working through the revised coinsurance language on CP 00 10 04 02.

Roof cracks related to sudden temperature drop - is there coverage?

Discusses friendly fire, hostile fire, and care, custody and control.

Our insured owns an apartment complex. We have replacement cost coverage on the commercial property policy with the special causes of loss form attached. Recently…

Rupture of pipes when the boiler quits working; is there coverage?

Water Damage Not Caused by Drain Overflow Excessive rain from thunderstorms caused interior water damage to a building through the roof. The building…

When the warranty requires steps beyond the insurance policy.

Questions the amount payable on a blanket property policy when not insured to value.

Bailee's Coverage—Processing or Work upon Exclusion Q We have written a commercial laundry account for many years. In 1986 they ruined some…