Discusses exclusions for negligent acts in a builders risk policy.

Discusses when property is in transit.

Discusses pollution clean up when vehicles leaked oil.

Discusses application of deductibles when one peril causes loss to different types of property.

Repeated leakage or seepage over time.

Is a standalone smokehouse a fixture or a separate structure?

Is theft of employee's tools covered when off the work premises?

Discusses coverage for collapse and hidden decay under the businessowners form.

Discusses legal aspects of building coverage when insured by both landlord and tenant under different policies.

Discusses the term financial interest in the Businessowners policy.