Commercial Property Program


Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…

Are personal tools stolen from a company vehicle be covered at actual cash value?

July 24, 2008

How insurable interest affects ability to add mortgagee for business income coverage.

Discusses how the Ordinance or Law Coverage Endorsement, CP 04 05 10 90, responds to the Americans with Disabilities Act (ADA)

July 24, 2008

Discusses whether a landlord's furnishings should be covered as part of the building coverage.

July 24, 2008

Questions whether the blanket limit covers both building and business personal property when the Declarations only shows building.

July 24, 2008

Discusses commercial policy and whether a septic tank can be considered a sewer.

July 24, 2008

Our insured owns an apartment complex. One building suffered an electrical fire at approximately 9:00 A.M. The fire caused enough smoke and electrical…

July 24, 2008

Animal Chewing Not a Result of InfestationWe  have a commercial property claim where the property management company for a housing subdivision…

July 24, 2008

Is a contractor error a cause of loss?