Discusses whether a landlord's furnishings should be covered as part of the building coverage.

Questions whether the blanket limit covers both building and business personal property when the Declarations only shows building.

Discusses commercial policy and whether a septic tank can be considered a sewer.

Our insured owns an apartment complex. One building suffered an electrical fire at approximately 9:00 A.M. The fire caused enough smoke and electrical…

Animal Chewing Not a Result of InfestationWe  have a commercial property claim where the property management company for a housing subdivision…

Is a contractor error a cause of loss?

Lawn mower as mobile equipment.

Does a wind loss trigger coverage for removal of asbestos?

Discusses whether the earth movement exclusion applies to damage caused by pile driving.

When the power goes out, what happens when the surge when the power comes on causes damage?