Is theft of employee's tools covered when off the work premises?

Discusses coverage for collapse and hidden decay under the businessowners form.

Discontinued OperationsCoverage for the Insured Q My insured is selling his lumberyard business and will cease all operations, although the corporation…

Is damage to two sections of property from same storm one deductible or two?

Discusses legal aspects of building coverage when insured by both landlord and tenant under different policies.

Discusses the term financial interest in the Businessowners policy.

Damage to Property Exclusion Applies to Undamaged Flooring? Our insured is a flooring subcontractor who installs hardwood floors. While in the process…

Are pigeons vermin?

Removal of debris that fell into hole.

The difference between preparing to do work for a customer and actually doing the work. Preparation is not part of "your work".