July 24, 2008

When heat is turned off only in part of the building, is damage due to freezing covered?

July 24, 2008

Discusses contracting expenses as covered extra expense for a tanning salon.

July 24, 2008

This question deals with breakdown of equipment and related coverage.

July 24, 2008

Broken pipe under slab adn cost to access pipe for repair.

July 24, 2008

Discusses a low property limit and expensive extra expense coverage for both a permanent and temporary location following a loss.

Our commercial property insured is a condominium complex. When we applied for the policy, we requested a blanket limit on the buildings of $1.3 million.…

July 24, 2008

In performing engine work, insured leaves out oil plug and damages engine.

July 24, 2008

Damage to pipes caused by testing required by ordinance.

Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…

Are personal tools stolen from a company vehicle be covered at actual cash value?